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Serving Palm Desert and the Surrounding Area | (760) 772-9494  

77734 Country Club Drive | Suite E | Palm Desert, CA 92211

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Medicare

You can take advantage of Medicare when you turn 65 and it becomes your basic, primary health insurance. There are two parts to Medicare: Part A (covers inpatient hospital and skilled nursing facility fees) and Part B (covers outpatient hospital and doctor fees).

Outstanding Medicare plans

We are conveniently located in Palm Desert, CA and we're ready to assist you always.

Most of your health care bills are paid out by Medicare, except for a few. You are still responsible for Part A and B deductibles. 20% approved Part B doctor and lab fees, other copayments and hospital fees, excess charges, prescriptions, and other services.

How does Medicare work?

Let our agents at Health Insurance Network guide you through the maze of Medicare supplements, Medicare Advantage plans, and Part D Plans for prescriptions that could help with excess cost not covered by Medicare.

 

Our goal is to provide you with the most up-to-date information and assistance. We listen to your needs, answer your questions, and help make the experience easier.

Rely on our experienced agents to guide you through the process

For a FREE quote, call us at:

760-772-9494

Open enrollment

When you turn 65 or are moving into a new area, retiring, or just joining Medicare Part B, contact us a couple of months prior to one of the above events. We’ll help you get enrolled in Medicare and then explain the multitude of options available to you for selecting just the right Medicare and drug program.

Turning 65

Medicare open enrollment for Advantage plans (HMOs), both Anthem and Aetna PPO plans, as well as all drug plans will be October 15 to December 7 again this year. During this open enrollment period, you should definitely review your policies so you can potentially make necessary changes to both medical and prescription plans that are suitable for you and your doctors.

Birthday rule

Don’t forget to take advantage of the “Birthday Rule” that allows all the Medicare recipients to change carriers to another like plan (i.e. "F'' Plan to another "F" Plan) the month before and after your birthday. This is a good way to make sure you’re receiving the best benefits and doctors at a reasonable price from the most competitive companies regardless of your preexisting conditions.

 

So contact us close to your birthday if you'd like us to check the best carriers for the best prices with similar benefits.

Humana Anthem Blue Cross Blue Cross of California AARP 1